Blaine Aikin is the founder and principal of Fiduciary Insights, an independent provider of fiduciary subject matter expertise for organizations that employ or provide services to investment advisors, as well as curated content about ESG investing and forest stewardship.

During the 15 years prior to founding Fiduciary Insights in 2019, Blaine served in the executive leadership of Fi360, Inc. He progressed from chief knowledge officer to CEO in 2007, became executive chairman of Fi360 and CEFEX in 2016, and continues to serve as fiduciary subject matter expert for Fi360.

Blaine is a well-known speaker and author of numerous articles on fiduciary responsibility and investment management. He has been named to Investment Advisor magazine's IA25 list of the most influential people in the investment advisory community and one of the ten most influential individuals in the 401(k) industry by RIABiz. He served as a Director of the CFP Board of Standards from 2013 through 2016 and Chair of CFP Board in 2017. Currently, Blaine chairs CFP Board’s Standards Resources Commission that is tasked with providing guidance on the new Code and Standards to CFP® professionals. Blaine holds a bachelor’s degree in economics and political science from Allegheny College and Master of Public Management and Policy from the Heinz School of Carnegie-Mellon University. He is a Certified Financial Planner® (CFP®) professional, Chartered Financial Analyst (CFA) charterholder, and Accredited Investment Fiduciary Analyst® (AIFA®) Designee.

An avid outdoorsman, Blaine serves as an Executive Committee of the Center for Private Forests at Penn State Council. The Center promotes sound forest stewardship practices by forest landowners, which he applies on his forestland in northwest Pennsylvania.

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Bonnie Treichel is the Chief Solutions Officer of Endeavor Retirement, a consulting firm dedicated to solving problems for plan sponsors, advisors, and service providers in the retirement plan industry. Her unique experience as an ERISA attorney and an advisor helps her bring governance solutions for the day-to-day issues that are an inevitable part of running a successful retirement plan.

As a thought leader on retirement plan governance issues, Bonnie has been quoted in publications such as The Wall Street Journal, InvestmentNews, 401(k) Specialist, Ignites, and NAPA Net Daily. She is an active member of the American Retirement Association and has served in various leadership roles as well as the American Bar Association’s Tax Division where she is on the Lifetime Income Committee. She was awarded the ABA’s On the Rise - Top 40 Young Lawyers Award in 2022. She is also a member of the Women in Pensions Network, Women in Financial Services, and a member of the State Bar of California.

When she isn’t working on retirement plan issues, Bonnie enjoys traveling, spending time with her golden retriever Sunny, running, riding her bike, and volunteering for Make a Wish.

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Mr. Vriesenga is the Chief Rating Officer for CEFEX. He is also a fiduciary risk consultant whose clients include: the Institutional Money Market Fund Associaton (IMMFA), where VriesPort developed best practice standards for European institutional money market funds; Scope Group, a Berlin-based rating agency developing an analytical model for assessing Life Settlement service providers; and HSBC Asset Management, developing a market analysis on the global money market industry.

Mr. Vriesenga has also held positions at Moody’s Investors Services in New York, London and Frankfurt where he was responsible for the development, oversight, assignment and monitoring of Moody’s European and Asian managed funds business. He managed 10 rating professionals located in London, Paris, Milan and Tokyo, and developed new analytical products for investment managers and their institutional clients. Actively involved in consulting both institutions and regulators on risks in the worldwide mutual fund industry.

Prior to that, as Sr. Vice President & Sr. Credit Officer, Global Fund Ratings, he was responsible for assigning and monitoring credit and market-risk ratings to mutual funds, unit trusts and investment trust companies in Dublin, France, Italy, Japan, Luxembourg, Spain, Switzerland and the UK. He developed Moody's mutual fund rating business in the U.S. and Europe.

Mr. Vriesenga has held various positions at Fidelity Investments, Coopers and Lybrand and Peat Marwick, Mitchell & Co. A CPA, David has taught various college level and professional development courses. He has given various speeches, worldwide on risk in mutual funds and asset management companies. He served on the advisory boards of the London School of Economics’ "Analyzing Finance" publication and the London-based Institutional Money Market Fund Association (IMMFA).

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Pete Swisher, Managing Partner, is widely regarded as one of the top experts in the U.S. with respect to PEPs, MEPs, the ERISA Section 3(16) plan administrator role, and fiduciary duties in general. His balance of experience not only as a subject matter expert (SME) but also as a successful sales leader and brand builder makes possible a range of insights and capabilities that are difficult to imitate.

Pete is a founding member of the National Association of Plan Advisors (NAPA) and its Leadership Council. As the first Chair of NAPA’s government affairs committee, Pete testified for the ERISA Advisory Council and worked with the staffs of the DOL, IRS, SEC, and members of the U.S. Congress on fiduciary regulations, disclosures, open MEPs, the “bad apple” rule, conflicts of interest, and various legislative drafts.

He is the author of several dozen articles in peer-reviewed publications and hundreds of other articles, white papers, and national conference presentations. He wrote 401(k) Fiduciary Governance: An Advisor’s Guide (3rd Edition, 2011), an early textbook for investment advisors pursuing the QPFC and CPFA credentials of the American Retirement Association.

In addition to being a Managing Partner at GPS, Pete is the founder and President of the consulting firm Waypoint Fiduciary, LLC, a specialist in group retirement plans. As an Echols Scholar at the University of Virginia Pete graduated with a degree in Linguistics and never lost his love of language. He did coursework in seven languages, remains literate at an intermediate level in French and Spanish, and plays a mean game of Scrabble. He served in the first Gulf War as the Executive Officer of a U.S. Marine infantry company and left the Marines as a Captain. He lives with his wife, Shannon, in the horse country of Central Kentucky and spends as much time as possible with his three grown children.

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Richard Carpenter passed away on August 12, 2023.

Richard was the founder of the Technical Answer Group, Inc (TAGdata.com), now owned by Wolters Kluwer Law and Business. In the 10 years he operated TAG, he developed over 2,000 customer relationships with accounting firms, law firms, insurance companies, mutual fund companies and more than 1,500 third party administration (TPA) firms.

Prior to founding TAGdata.com, Richard was formerly the Senior Manager in charge of the Florida employee benefits consulting practice for Deloitte & Touche.

He had an MBA with an emphasis in Finance from the University of South Florida. He earned the Certified Employee Benefits Specialist (CEBS) from the International Society of Certified Employee Benefit Specialists (ISCEBS) and Certified Pension Consultant (CPC) from the American Society of Pension Professionals and Actuaries (ASPPA).

Richard was an instructor for the CEBS program and is a frequent national speaker on the design and administration of 401(k), 403(b) and other qualified deferred compensation arrangements. He has also spoken on pending legislation affecting the qualified retirement plan industry as well as preparing small to medium size businesses for acquisition.

Richard entered the pension business in 1978. Richard drafted a white paper describing the opportunities available with the pending legislation of section 401(k) of the Internal Revenue Code. When section 401(k) was added as part of the Revenue Act of 1978, the firm was in a strategic position to be one of the first in the 401(k) marketplace. He installed his first 401(k) plan in November of 1981, two weeks after the issuance of the first proposed 401(k) regulations. His clients have included Price Waterhouse, Office Depot and Alamo Rent A Car.

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B. Heath Grubbs, AIFA(R)
Vice-President
Financial Management, Inc.
Vice-President of Financial Management, Heath originally joined FMI in 1997. In December of 2001, Heath was called to active duty by the U.S. Navy and spent a year in Bahrain in support of Operation Enduring Freedom. After completing his military service, he spent six years working as a sales manager for a Fortune 100 company and rejoined the firm in 2009. Heath has a bachelor’s degree from the University of Arkansas at Little Rock, and a MBA with an emphasis in international business from Webster University. Heath is an Accredited Investment Fiduciary AnalystTM in association with the Center for Fiduciary Studies in Pittsburgh, PA. Heath’s primary role is marketing and new business development.

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Barry M. Corkern, AIFA, President, Barry M. Corkern & Co., Inc.

The College for Financial Planning – Mr. Corkern received his CFP® designation in 1983. A Certified Financial Planner (CFP®) is a member of a distinguished profession dedicated to serving the financial needs of individuals and businesses. The designation of CFP® is obtained by passing six examinations in various disciplines of financial planning. These disciplines include investment, tax, estate, risk management, and retirement planning.

The University of Pittsburgh Joseph M. Katz Graduate School of Business – Mr. Corkern received his ACCREDITED INVESTMENT FIDUCIARY AUDITOR™ (AIFA®) designation in 2003 from the Center for Fiduciary Studies, a nationally recognized training organization for fiduciaries. AIFA® designees have completed a classroom or custom training program; have passed a comprehensive exam on investment fiduciary practices as defined by the Foundation for Fiduciary Studies; and are certified to conduct investment fiduciary audits and reviews. Mr. Corkern is the first and sole AIFA® in the state of Arkansas. The Center for Fiduciary Studies is a first full-time training and research facility for fiduciaries for fiduciary standards of care and investment best practices designed for trustees and investment professionals.

The American College, Solomon Heubner School - Mr. Corkern received is Chartered Life Underwriter designation in 1983. The designation of CLU is obtained by passing ten examinations relating to investment, tax, estate planning, insurance and investments.

The University of Pennsylvania, The Wharton School – Private Wealth Management Professional Track – Mr. Corkern received 23 credit hours for attending a special course previously only offered to private investors but in 2005 was opened up to professionals with a virtually identical program. Mr. Corkern was one of 23 students allowed to attend this course. Candidates are selected on their ability to benefit from and contribute to the program. The course allows participants to increase their depth of knowledge in key areas of wealth management while having the unusual opportunity to meet and work with others who serve families with substantial assets and come from different disciplines such as law, accounting or investments. The case study for the program is directly related to private wealth management and requires a multi-disciplinary approach.

Mr. Corkern is the founding president of the Arkansas Chapter of the Financial Planning Association (FPA) and past chair of that organization. The Financial Planning Association presented Mr. Corkern The Lifetime Achievement Award for 2004 For two years, he hosted a radio program on financial planning for KARN, Little Rock, Arkansas. In the November 1987 issue of Money Magazine, Mr. Corkern was designated as one of the best 200 financial planners in the United States. In the August 2002 edition of Bloomberg Wealth Manager magazine, the Firm was rated 54th in a list of the 150 top wealth managers in the United States. Bloomberg Wealth Manager magazine has rated Mr. Corkern’s practice in the top 250 for the past five years.

Mr. Corkern’s comments and opinions have been quoted in Medical Economics, the Arkansas Democrat-Gazette, USA Today, Physicians Financial News, Investment Advisor Magazine, Good Morning Arkansas, Active Years, Boston Globe Online, Bloomberg Wealth Manager, and Journal of Retirement Planning. Mr. Corkern is now a recurring public figure delivering financial information via television appearances with KKYK and KHTV in Little Rock, Arkansas. Mr. Corkern is a co-author of Widowed - Beginning Again Personally and Financially published in 1999. Profits from the sale of this book are donated to nonprofit organizations that assist widows.

Although Mr. Corkern is not currently securities licensed, he has held the NASD General Securities representative and principal, variable annuity/variable life, mutual funds and direct participation licenses.

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Brad Greenbaum, AIFA, Vice President, Altigro Pension Services
Brad A. Greenbaum is Vice President of Altigro Pension Services, Inc., located at 3 US Highway 46 West, Fairfield NJ. He has been specializing for over 38 years in employee and management benefits including life insurance, health benefits, deferred compensation and other executive benefits. He is active with the affiliated Altigro companies.

Education has been a big part of Brad’s career. He is a graduate of The American University, Washington DC and has been conferred from The American College the designations of Chartered Financial Consultant, Chartered Life Underwriter, and Registered Health Underwriter. Brad has earned the Accredited Investment Fiduciary Analyst (AIFA) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh and certifies Brad to conduct investment fiduciary assessments.

He has also been very active in industry as a guest speaker for various civic groups and employee and management benefit seminars. He has past experience as the Chair of the New Jersey Association of Health Underwriters Health Insurance Political Action Committee, President of the New Jersey Association of Health Underwriters and Past Co-President of his town’s Citizens Association.

Brad is registered with the Financial Industry Regulatory Authority (FINRA). He has passed the following examinations: • General Securities Principal Exam (Series 24) • Municipal Securities Principal Exam (Series 53) • Investment Company Product/Variable Contracts Representative Exam (Series 6) • General Securities Representative Exam (Series 7) • Uniform Securities Agent State Law Exam (Series 63) • Uniform Investment Advisor Law Exam (Series 65)

Passing of qualified exam, together with a current FINRA registration, enables a broker to engage in specific activities. To learn more about FINRA exams and registration requirements, may I suggest you check brokercheck.finra.org. Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

He is married with two children and resides in West Caldwell NJ.

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Christine L. Denton, AIFA, Senior Vice President, Roland Criss Fiduciary Services

www.rolandcriss.com

Christine L. Denton is Senior Vice President of Roland/Criss. She manages its investment fiduciary audit and CEFEX certification assessments. She has extensive experience in advising qualified plan fiduciaries on ERISA related issues. In addition to managing investment fiduciary review and audit assignments, Ms. Denton oversees Roland|Criss’ co-fiduciary services to investment committees. Christine has over 10 years experience in the Roland|Criss organization helping qualified plan and endowment fiduciaries fulfill their legal obligations through sound processes.

Christine has been active in the field of fiduciary counsel since 1994. Prior to joining Roland|Criss she was a financial analyst with LFG/Sky Chefs Corp. in its investment group. During her tenure with Roland|Criss, Christine has served as the Executive Director of the Trustee Training Institute. She has acted as an expert witness in disputes representing both defendant and plaintiff positions. She is also a guest lecturer at trade conferences and workshops. Christine guided the development of the software solutions used in Roland|Criss’ fiduciary quality management program named FiduciaryPLUS™.

Christine earned a Bachelor’s degree in Finance from Baylor University. She holds the Accredited Investment Fiduciary Analyst (“AIFA®”) designation as bestowed by the Center for Fiduciary Studies, Katz School of Business, and University of Pittsburgh. In addition, she has obtained licenses as both a registered investment advisor and a general securities representative from the National Association of Securities Dealers.

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David R. Boone, President of Atlanta Wealth Management, Inc.
www.atlantawealth.com

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Donald K. Denton, AIFA, QKA

www.rolandcriss.com

Don is a lead Analyst for CEFEX/ASPPA Recordkeeper certification assessments. Previously, he was Chief Financial Officer with a Dallas, Texas-based services company. He has a wide range of experience in financial reporting, audit methodologies, pension plan administration, asset-liability management, and investment fiduciary standards of care. Don earned his BA Degree in Finance from Baylor University. He is also an Accredited Investment Fiduciary Analyst™ (AIFA®) and holds the QKA designation issued by ASPPA. Together, the AIFA® and QKA qualify him to conduct and supervise certification audits of recordkeeping firms that seek registration under ASPPA’s program.

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Edwin C. Messerly, Managing Director, Fiduciary Guidance

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Gary Pinkerton, Senior Vice President, Pinkerton Retirement Specialists, LLC
Gary Pinkerton is the Senior Vice President, Wealth Advisor, and Director of Institutional Investments for PRS. Gary owned a successful wealth management firm in Cleveland, Ohio since 2001, and merged his firm with PRS in 2014. He previously worked with various High Tech companies in the development of new products. Gary earned a Bachelor of Science in Engineering from Harvey Mudd College, a BS in Economics from Claremont McKenna College, and an MBA from Colorado State University. He is a Certified Financial Planner™ (CFP®), and an Accredited Investment Fiduciary Analyst® (AIFA®). Gary is married to Paula, and has three children (Alexandra, Connor and Lauren). He and Paula enjoy traveling to interesting and unique places by sailboat if possible. He enjoys regularly spending time with his extended family and is an avid reader of books on business, investing, and a wide variety of other topics. To keep life varied and interesting, Gary is a marathon runner, Classical Violist, a Rotarian, an avid wood worker, and a black belt in karate.

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H. Earle Garvin, E.A., M.A.A.A., M.S.P.A, AIFA, QPFC, President, Pension Financial Services

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Kathleen M. McBride, AIFA, Founder FiduciaryPath LLC.

Kathleen M. McBride, AIFA®, is founder of FiduciaryPath, LLC, an independent consulting firm that provides education, consulting and assessment of investment fiduciary practices. FiduciaryPath serves the investment stewards of retirement plans, endowments and foundations, investment advisors and investment managers. FiduciaryPath identifies a firm’s investment or procedural risks, and assesses the firm’s fiduciary practices, enabling the firm to improve risk management through conformance to practices that comprise an established fiduciary standard of excellence. FiduciaryPath conducts assessments for CEFEX certification of a firm’s conformance to the fiduciary standard.

McBride is a founder of The Committee for the Fiduciary Standard, and The Institute for the Fiduciary Standard, a nonprofit organization dedicated to providing research, education and advocacy on the fiduciary standard’s impact on investors, the capital markets and society.

After beginning her career on Wall Street as a broker, bond trader and later an investment advisor, McBride ran financial new-media startups and developed interactive financial content with major financial and media companies. Prior to founding FiduciaryPath, McBride was a Director at the Institute for Private Investors, Wealth Editor in Chief at AdvisorOne.com, Editor in Chief at Wealth Manager and Senior Editor at Investment Advisor.

McBride is an Accredited Investment Fiduciary Analyst ™ with the Center for Fiduciary Studies. She holds BA degree from New York University and has completed the Investment Strategies and Portfolio Management program at The Wharton School of The University of Pennsylvania.

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Keith Alden Loveland, JD, AIFA, CIDA

EDUCATION
BA, Philosophy & Pre-Law, University of Minnesota, Duluth
Juris Doctor, William Mitchell College of Law

SELECTED INDUSTRY SERVICE & MISCELLANEOUS
• Certificate in Securities Regulation, Harvard University Law School, Program of Instruction for Lawyers, 1983.
• New York Stock Exchange Series 7 Item Writing Committee, 1983 to 2001.
• Member, Financial Planning Association, 1983 to present.
• Subject Matter Expert, Series 65/66 revisions, North American Securities Administrators’ Association (NASAA) 1990 to present.
• Securities Arbitrator for NYSE, NASD, CBOE, NFA and AAA, 1990 to present.
• Member, SIFMA Compliance and Legal Division.
• American Bar Association, Business Law Section, Committee on Federal Regulation of Securities, and Committee on State Regulation of Securities.
• Adjunct Professor, William Mitchell College of Law, 1978 – 1987.
• Member, Financial Services Auditor Group, The Institute of Internal Auditors.
• Member, Investment Management Council, Center for Fiduciary Studies.
• Member, National Society of Compliance Professionals, 1987 to present.
• Accredited Investment Fiduciary Analyst ®, Katz Graduate School, University of Pittsburgh, 2001, Valedictorian.
• Certified Investments and Derivatives Auditor ®, Investment Training and Consulting Institute, 2003.
• Board of Directors, Financial Planning Association, 2011 - 2013
• Clean CRD U-4.

SELECTED SECURITIES INDUSTRY EXPERIENCE
Keith Loveland Consulting; 1978 to present
• Compliance, fiduciary and regulatory audits and consulting for Investment Advisers and Broker-Dealers.
• Firm element surveys and educational seminars, including CFP® Ethics Continuing Education.
• Consulting as to Investment Adviser formation and related issues.
• Preparation of Written Supervisory Procedures, Compliance Manuals & Codes of Ethics for broker-dealers and investment advisers.
• Litigation and arbitration consulting & expert witness services.
• Enforcement defense.

• Chief Operating Officer / Chief Compliance Officer; Larson Allen Private Financial Advisors, 2000 – 2001; an SEC Registered Investment Adviser

• Executive Vice-President & Chief Compliance Officer; Washington Square Securities, Inc., 1999 – 2000; a Registered Investment Adviser & Broker-Dealer.

• Chief Compliance Officer – Chief Legal Officer; Offerman & Company / Marquette Investment Services, 1992 – 1994 and 1997 – 1999; a Registered Investment Adviser & Broker-Dealer.

• Chairman of the Investment Committee; IRI Asset Management; 1987 – 1989; a Mutual Fund Sponsor & Registered Investment Adviser.

• Chairman of the Board; Capital Management Associates, 1982 – 1987; a Registered Investment Adviser & Broker-Dealer.


LICENSES
Mr. Loveland has taken and passed the following securities industry licensing examinations:
Series 3, 4-12-84, Commodity Futures Representative
Series 4, 10-27-83, Registered Options Principal
Series 5, 1-19-84, Debt Securities Registered Options Principal
Series 7, 10-15-83, General Securities Representative
Series 8, 1-18-84, General Securities Sales Supervisor
Series 15, 1-20-84, Foreign Currency Registered Options Principal
Series 24, 10-20-83, General Securities Principal
Series 27, 11-19-83, Financial and Operations Principal
Series 53, 11-9-84, Municipal Securities Sales Supervisor
Series 63, 10-19-83, Uniform Securities Agent State Law Examination
Series 65, 4-2-92, Uniform Investment Advisor Law Examination
Series 66, 4-22-97, Uniform Combined State Law Examination

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Ken L. Mathis, AIFA
Ken L. Mathis, AIFA® serves as COO and CCO of Hardy Reed, LLC. He is an Accredited Investment Fiduciary Analyst™ (AIFA®). Ken has over thirty years of experience in working with retirement plans and investment stewards. He provides consulting and fiduciary guidance to investment stewards that identify and solve fiduciary issues in the management of retirement plans.

Ken previously founded and was President of Ken Mathis & Associates, a Financial Services Industry specific consulting firm working with organizations to maximize their business potential. Prior to this, he was COO, Founder and Managing Partner of an institutional asset management firm. Ken joined a major regional financial services firm in 1999 as Director of Investment Management Consulting before becoming Director of Institutional Asset Management at the firm. In 1988, Ken was a Director of an asset management firm for eleven years. He previously served as Director of Investment Management Consulting at a major regional financial services firm which was part of one of the nation’s largest firms. Ken began his career with Merrill Lynch in 1981 focused on investment management consulting.

Ken received his Accredited Investment Fiduciary Analyst™ (AIFA®) designation from the fi360, a nationally recognized training organization for fiduciaries in conjunction with The University of Pittsburgh Joseph M. Katz Graduate School of Business. The AIFA Designation signifies the ability to perform fiduciary assessments measuring how well investment fiduciaries are fulfilling their duties to a defined standard of care. Fi360 is a first full-time training and research facility for fiduciaries for fiduciary standards of care and investment best practices designed for trustees and investment professionals. AIFA’s have acquired a thorough knowledge of fiduciary responsibility and can be an invaluable resource to investment fiduciaries and individual investors alike.

Ken received a B.B.A. from the Fogelman College of Business and Economics at the University of Memphis and has completed the Pension and Investment Management Program at Wharton, University of Pennsylvania.

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Ken Parkinson, Director Retirement Services, Hardy Reed Capital Advisors

Ken Parkinson is Director of Retirement Plan Services for Hardy Reed Capital Advisors, LLC. A native of Georgia, Ken is a graduate of Berry College in Rome, Georgia, with a double major in economics and psychology. Ken is an Investment Advisory Representative (IAR) and holds the Professional Plan Consultant™ (PPC™), and Accredited Investment Fiduciary Analyst® (AIFA®) designations.

Prior to joining Hardy Reed Capital Advisors, LLC, Ken was a 14 year veteran with one of the countries largest retirement planning firms. Specializing in group plan design, employee education and holistic financial planning, Ken has served corporations, healthcare, governmental, and university employers in Tennessee, Mississippi, and Georgia.

The Retirement Plan Services Division completes retirement plan assessments for organizational conformity with the Global Standards of Fiduciary Excellence as established by the Center for Fiduciary Studies. This assessment can help Plan Fiduciaries enhance their compliance with the Department of Labor, ERISA, and Pension Protection Act of 2006 rules of fiduciary conduct. Additionally, we can help manage plan operation and due diligence processes on an ongoing basis or on a special project basis.

Ken serves on the board of Lafayette-Oxford Foundation for Tomorrow (LOFT), a community affiliate of the CREATE Foundation, and Oxford Endowment for Public Education. Ken is also outgoing Stewardship Chair and Finance committee member of Oxford-University United Methodist Church. A clean water advocate, Ken is a trained volunteer for Living Waters for the World whose Oxford team recently installed a community water purification system in Yucatan region of Mexico.

Ken and his wife, Laura, a native of Fulton, reside in Oxford with their daughter and son. He enjoys reading, building projects, tennis and time in the outdoors.

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Kevin W. Pinkley, AIFA®, CDFA™, CIMA®, Wealth Management Group

www.mywealthmanagementgroup.com

Kevin began his financial services career in 1999 at PaineWebber. In 2004 he resigned when MP Wealth Management Group LLC (Wealth Management Group) was formed, an independent advisory practice affiliated with LPL Financial, the largest independent broker dealer in the country (as reported in Financial Planning magazine, June 1996-2009, based on total revenues).

Kevin helps retirement plans, endowments, foundations, trust and high net worth individuals who want to verify that their assets are being invested and monitored prudently. He serves as an independent resource that provides investment advisory service.

Kevin has earned the Accredited Investment Fiduciary Analyst™, (AIFA®) professional designation from Fiduciary 360 and certifies him to conduct investment fiduciary assessments. Kevin is also the holder of the Certified Divorce Financial Analyst (CDFA™) credentials; a specialized educational program in professional financial divorce planning.

Kevin holds the Certified Investment Management Analyst (CIMA®) designation, administered by Investment Management Consultants Association and taught in conjunction with The Wharton School, University of Pennsylvania.

In 1991 Kevin graduated from Sam Houston State University with a Bachelor’s of Business Administration. Kevin and his wife Elizabeth have been married for fifteen (15) years and they have two (2) children. He is a member of Investment Management Consultants Association, Inc. (IMCA), The Institute for Divorce Financial Analysts and The Collaborative Law Institute of Texas.

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Kimberly St. Pierre, APA, President Setaway, LLC

Kim St. Pierre, APA has over twenty years of experience in the financial service industry. Kim started her career in 1994 at Mass Mutual in the defined contribution department. It wasn’t too long after, though, that she was hired to join a start-up TPA/Recordkeeping firm. What started as a small, local company grew for 19 years to employ more than 50 people and service thousands of plans across the country. Kim was President and partner in that firm when it was sold in 2014. Kim has in-depth knowledge and experience in all areas on running a Recordkeeping and TPA shop.

Now, Kim spends the majority of her time consulting with Record-keepers, TPA's, RIA's across the country. She specializes in operations by creating efficiencies and project management to allow the business to continue to grow and be as profitable as possible. Kim loves to work with business owners on strategic planning, products, operations, sales & marketing, and creating a unique culture that attracts and retains the best employees.

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Larry E. Crocker, AIFA, CRPS, AAMS, PRP, PPC

Larry E. Crocker is the CEO of Fiduciary Consulting Group, Inc., an independent fiduciary governance, compliance and prudent practice consulting firm. The firm is located in Murfreesboro, Tennessee and serves advisors, retirement plan sponsors, fiduciaries and institutional clients all across the eastern half of the United States.

Mr. Crocker holds the Accredited Investment Fiduciary Analyst™ designation from the Center for Fiduciary Studies at the University of Pittsburgh, Katz Graduate School of Business. He also holds the Chartered Retirement Plans Specialist™ and the Accredited Asset Management Specialist™ designations from the College for Financial Planning; the PLANSPONSOR Retirement Professional™ designation from the PLANSPONSOR Institute, the education arm of PLANSPONSOR, the nation’s leading resource for pension and benefits related news and information; and the Professional Plan Consultant™ designation accredited by Robert Morris University in Pittsburgh.

Mr. Crocker has over 20 years experience in the financial services industry. In the late 1990’s he began an in depth study of retirement plan governance and compliance. In 2004 he made the decision to transition from advisor to consultant and focus his efforts on the development and implementation of systems and methods that identify and solve procedural prudence problems in the management of retirement plans. Mr. Crocker and his team work with advisors, service providers, retirement plan sponsors, fiduciaries and institutional clients on a fee-for-service or retainer basis.

One of Mr. Crocker’s passions is the education of industry professionals that sell and service retirement plans as well as the individuals with the responsibility for management of those plans. He has hosted multiple workshops and training sessions and spoken at multiple venues on the topics of retirement plan governance, compliance, the changing regulatory environment, fiduciary roles and responsibilities, prudent practices, and the new 403(b) regulations.

Mr. Crocker is one of a small number of professionals that will accept an appointment as an Independent Fiduciary under ERISA to professionally and prudently manage a retirement plan.

Mr. Crocker is a member of the American Society for Pension Professionals and Actuaries (ASPPA).

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Lee Applebaum, CFP®, CRPC®, AIFA®
Plan Sponsor Consultants

Lee Applebaum, CFP, CRPC, AIFA, is a Senior Vice President of Alabama Operations, with Plan Sponsor Consultants, a Michael M. Kane Company. Plan Sponsor Consultants is a full service independent retirement plan consulting firm, which has been recognized for our expertise, on a national scale, by magazines including Forbes, PlanSponsor, PlanAdviser and 401(K) Wire. Plan Sponsor Consultants assists Plan Sponsors in bringing retirement plans into line with the highest fiduciary standards, then monitor and manage them to maintain these standards. In addition to retirement plan consulting, Plan Sponsor Consultants provides its private wealth management clients with a robust suite of wealth management and financial planning strategies.

Lee is a Certified Financial Planner (CFP) designee as well as a Chartered Retirement Planning Counselor (CRPC). Lee will be responsible for retirement plan development and servicing in the State of Alabama. Having worked both in a family practice dealing with individual wealth management and financial planning, as well as a financial advisor with a major wirehouse firm working with individuals and corporate retirement plans, Lee brings over 15 years experience with him to Plan Sponsor Consultants.

As a Certified Financial Planner, Lee uses a customized level of service, education and planning to all plan participants, not just business owners; many of whom would be unable to access such planning on their own. He holds a series 7, 31, 66, and Insurance licenses, obtained his CFP® designation in 2002 and his CRPC® designation in 2007, and is a graduate of the University of South Alabama."

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Mark D. Mensack, AIFA, Chief Ethics Officer
www.PrudentChampion.com

Mark Mensack is the Chief Ethics Officer of Prudent Champion, Inc., an independent fiduciary consulting practice. Mark began his professional financial services career in 1995 and spent twenty years working for Wall Street firms as a Financial Consultant and Investment Adviser Representative. Prior to 1995, he was a Commissioned Officer in the US Army where he served in the United States and South Korea. While he spent most of his time as a helicopter pilot, his final assignment was an instructor of Philosophy and Ethics at the United States Military Academy in West Point, New York.

Mark has earned a bachelor’s from the University of Scranton and a master’s from the University of Pennsylvania, both in Philosophy. His fiduciary designations include Accredited Investment Fiduciary Analyst (AIFA®) through the Center for Fiduciary Studies; Global Financial Steward (GFS®) through the Leadership Center for Investment Stewards; and the Certificate in Fiduciary Governance through the Walker Center of Global Entrepreneurship.

In his consulting practice Mark provides fiduciary education and assessments that enable retirement plan sponsors, as well as the trustees of foundations, endowments and non-profit organizations to ensure that they are compliant with fiduciary best practices. He wrote and conducts the Prudent Request for Proposal which is based on the Global Fiduciary Standard of Excellence and focuses on identifying advisory firms that unequivocally accept fiduciary delegation. As an analyst for the Center for Fiduciary Excellence (CEFEX), Mark is able to work with retirement plan sponsors, endowments, foundations and public charities to achieve the CEFEX fiduciary certification. Certification is independent, written assurance that an organization adheres to fiduciary best practices as outlined in the Global Fiduciary Standard of Excellence.

Described as an “outspoken fiduciary advocate” and “gadfly author,” Mark has written the 401k Ethicist column in the Journal of Compensation & Benefits; two which have been required reading at the Wharton Business School at the University of Pennsylvania. He has also contributed to the Paladin Registry & InvestorWatchdog.com where his work has been picked-up by Huffington Post, and he is co-author of the Fiduciary Handbook for Understanding and Selecting Target Date Funds.
609-792-4974
Mark@PrudentChampion.com
www.PrudentChampion.com

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Mark McCoy, Founder & President, Retirement Fund Management

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Martin A. Smith, RPS, AIFA, President Wealthcare Financial Group, Inc.
e-mail: msmith@wcfingroup.com
www.wcfingroup.com

Martin earned his Bachelor Degree in Communications from Howard University in 1992. He began his career in the financial services industry in 1993, as a Registered Representative of PFS Investments, Inc. In 1999, Martin joined A.G. Edwards & Sons as a Financial Consultant and was later promoted to the position of Assistant Branch Manager.

Wealthcare Financial Group as a Registered Investment Advisor to serve the investment advisory and wealth services needs of non-profit and Faith-based organizations, individuals and families, businesses and foundations. Martin is committed to providing each client with values-based advice and custom-tailored service. Thus, the need for prudent advice and high quality service is also the basis for his business philosophy; "How much better it is to get wisdom than gold! And to get understanding is to be chosen rather than silver!" Proverbs 16:16

Martin and his family attend Cornerstone Church, a non-denominational Christian fellowship in Bowie, Maryland. He is a graduate student at Regent University's School of Divinity, currently working toward the completion of a Masters in Divinity, (M.Div) with a concentration Practical Theology and Biblical Studies. He has successfully completed the Accredited Investment Fiduciary (AIF®) and Accredited Fiduciary Analyst (AIFA®) designations, as administered by the Fiduciary360 (www.fi360.com). In addition, Martin has earned the Retirement Plan Specialist (RPS®) certificate from the Executive Education Department of The Wharton School of the University of Pennsylvania.

In his spare time, he takes pleasure in sharing his thoughts on matters pertaining to the economy and the markets, as well as giving sound Biblical advice to serve as an encouragement for the readers of his online publication, The Faith and Finance Journal. Martin is a self-taught musician, and enjoys playing the 6-String Bass Guitar, including a 4-String Piccolo Bass. With much patience he is currently learning how to play the Soprano Saxophone.

As an alumni member of Howard University's championship Tae Kwon Do team, he won 2nd Place in 1992 and 3rd Place in 1993, while competing in the Maryland State Open Tae Kwon Do Tournament. As a Martial Artists, he also enjoys the sport of Boxing. Martin resides in Bowie, Maryland with his wife, Walida. Together, they have seven children.

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Michael A. Pinkley, AIFA, AWMA, Wealth Management Group

www.mywealthmanagementgroup.com

Michael began his financial services career with Rotan Mosle/PaineWebber and later with UBS, which acquired PaineWebber in 2000. He was with PaineWebber/UBS for over sixteen (16) years when he resigned in 2004 and founded MP Wealth Management Group LLC (Wealth Management Group) as an independent advisory practice affiliated with LPL Financial, the largest independent broker dealer in the country (as reported in Financial Planning magazine, June 1996-2009, based on total revenues).

Michael has earned the Accredited Investment Fiduciary Analyst™ (AIFA®) professional designation from Fiduciary 360 and certifies him to conduct investment fiduciary assessments. He also completed the Personal Financial Planning Program at the University of Houston. Michael completed the ACCREDITED WEALTH MANAGEMENT ADVISOR^SM or AWMA® Professional Designation Program from the College for Financial Planning located in Denver, CO.

Degrees: Bachelor of Science in Technology, University of Houston and Associate of Arts, University of Houston - Downtown.

Michael has been married to his wife Frances for forty three (43) years and they have three (3) grown children and four (4) grandchildren.

Michael served this great country for over thirty (30) years in the United States Navy and United States Naval Reserve retiring in 1997.

He is a member of Investment Management Consultants Association, Inc. (IMCA) and a member of the Financial Services Institute.

Michael is a Life Member, University of Houston Alumni Association and a Life Member, U.S. Naval Institute.

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Michael M. Kane, CFC, AIFA
2020 PLANADVISER Top 100 Retirement Plan Advisers
2017-2019 National Association of Plan Advisors Defined Contribution Top Team
2015-2019 Financial Times Top 401 Retirement Plan Advisors
2018 & 2017 PLANSPONSOR Retirement Plan Adviser Team of the Year Finalist
2017 Top Advisor By Participant Outcomes (August 401K Specialist)
Centre for Fiduciary Excellence Analyst

For more than 30 years, in both executive and senior planning positions, Mike has provided effective financial strategies for plan sponsors in qualified, non-qualified retirement and employee benefit programs. As an Accredited Investment Fiduciary Analyst (AIFA) he is certified to conduct Fiduciary Assessments on Investment Stewards, Managers and Advisors and serves as an Analyst, for CEFEX, The Centre for Fiduciary Excellence. In 2008, he founded Plan Sponsor Consultants, a nationally recognized award winning independent retirement plan consulting firm. PSC has offices in Atlanta, Birmingham, DC, Maryland & Virginia, Michigan and Mobile.

Passionately committed to fiduciary education and financial wellness, Mike has spoken before many forums. Since 2010, Plan Sponsor Consultants has sponsored Breakfast with Benefits workshops for retirement plan sponsors on fiduciary issues and financial wellness programs. Mike has frequently served as a Panelist on fiduciary topics including:
• Future of Asset Allocation Funds
• The Next Generation of Target Date Funds
• Financial Wellness and Retirement Readiness
• Benchmarking Retirement Plans and RFPs
• Fiduciary Prudent Standards of Care

Mike has been quoted in several articles, which can be found on the website. In addition, he has been published in a number of industry publications and professional journals including:
• Financial Wellness: Impact on individuals, employees, and employers. Journal of Pension Benefits (JPB) Autumn 2016.
• Overcoming Obstacles to Retirement Plan Success: Inertia, Myopia and Loss Aversion Journal of Pension Benefits (JPB) Winter 2014
• Most Common Non-Conformities and Opportunities for Improvement in 401(k) Plans Found in Fiduciary Assessments Journal of Pension Benefits (JPB) Spring 2011.
• Tips on IPS: Refining your 401(k) IPS and Other Fiduciary Tips appeared in the Employee Benefit News.

Mike serves as Managing Director of Plan Sponsor Consultants. He is a member of several of the most elite independent retirement plan alliances: Global Retirement Partners (GRP) and LPL Retirement Partners. Mike is the past President of the national Retirement Advisor Council (RAC). Mike has served on various committees of the National Association of Plan Advisors (NAPA), a division of the American Retirement Association. He advocates on behalf of retirement plan participants, annually, on Capitol Hill. He is a member of the Centre For Fiduciary Excellence (CEFEX) and the Center for Fiduciary Studies.

Mike is an Accredited Investment Fiduciary Analyst (AIFA). AIFA’s have completed a rigorous specialized program on investment fiduciary standards of care at the Center for Fiduciary Studies, in association with the University of Pittsburgh Joseph M. Katz Graduate School of Business. He also is a Certified Plan Fiduciary Advisor through the National Association of Plan Advisors.

Before entering the profession, Mike served as a Naval Officer. Mike holds a bachelor's degree in business administration from Mount Saint Mary’s University. He performed his graduate work at George Washington University School of Business.

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Michael P. Beczkowski, AIF®

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Peter J. Roland, AIFA, Managing Partner, Canon Capital Investment Advisory Services
TBD

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Robert J. Coopman, Attorney, AIFA
Rob has been a practicing Attorney in Georgia since 1994.

Rob co-founded Advisor Financial Services, LLP in Woodstock, Georgia in 1998. In 2003, Rob closed his private practice to work full-time as the General Counsel for the investment firm and served as an investment advisor. He was the firm’s Chief Compliance officer and wrote quarterly legal and investment article for “The Advisor” investment newsletter. Rob chaired a podcast dealing with 401k issues, served on the firm’s investment committee and conducted a monthly retirement planning workshop for the firm’s clients. The firm became a CEFEX Certified Investment Advisor in 2008. Advisor Financial grew to $270 million under management during Rob’s association with the firm.

Rob returned to private practice in September 2010 after retiring from Advisor Financial Services, LLP. Rob’s private law practice in Georgia specializes in estates, trusts and business law.

Rob holds a Bachelor of Art’s degree with co-majors in English and Business from Florida State University (1980), and a Juris Doctor from the University of Florida (1993). He is a member of the State Bar of Georgia (1994), the Fiduciary and Business Law Sections. Rob was awarded the Accredited Investment Fiduciary Analyst designation in 2007 and has various certifications from the Institute of Business and Finance – Certified Fund Specialist and Board Certified in Estate Planning.

Rob retired from the United States Marine Corps Reserves in 2000 as a Lieutenant Colonel. Rob loves military and civilian aviation and has flown the following aircraft: A-4 Skyhawk, F-18 Hornet, L-1011 Tri-Star, Boeing 757, 767, and 777. Rob’s thoughts on aviation and investment management have many similarities; primarily they involve managing risk in a professional manner. Rob serves on a few boards of music non-profit corporations and is the President of the Music Club of Hollywood Florida - its purpose is granting music scholarships to accomplished young musicians. Rob resides in Hollywood, Florida and Atlanta, Georgia.

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Robert J. Schumann, CFP®, EA, AIFA®

Robert J. Schumann is a founding partner of Cambridge Pension Advisors, LLC. He is a retired academic, teacher and minister. He holds three Master’s degrees: an MBA from The Ohio State University with a major in capital markets, an MA from the University of Wisconsin-Madison with a major in Hebrew & Semitic Studies and a minor in Linguistics and an MDIV from Wisconsin Lutheran Seminary. He can read in 11 languages.

Bob’s interest in retirement plans goes back to his own retirement from teaching and the public ministry in 1994. His participation in 403(b) and 401(k) plans allowed him to retire at the age of 42.

He is the Chief Advice Officer and a founding partner of Peoples Financial Advisor, LLC (dba PlanAndAct), an SEC registered internet advisor. He is also a founding partner of Cambridge Financial Advisors, LLC a state registered investment advisor with offices in Ohio and Colorado. He is a NAPFA-Registered Personal Financial Advisor, a Certified Financial Planner licensee, and an Enrolled Agent who can represent taxpayers before the IRS. He is an authorized advisor for the distribution of proprietary DFA no-load funds. The Paladin Registry of personal financial advisors has given him its highest rating of 5-stars. In 2009 Business Week listed him as one of the top 50 investment advisors in the nation as scored on a 100 point system.

He and his clients have been quoted in numerous printed and online publications including The Wall Street Journal, Business Week, Smart Money, Kiplinger’s Personal Finance, Money Magazine, MSN Money, the Columbus Dispatch and Columbus Business First. TV appearances include the WCMH Channel 4 News and the NBC Today Show. He is a contributor to Tips from the Top--Targeted Advice from America's Top Money Minds, edited by Edie Milligan and published by Alpha, 2003.

He and his wife, Jana, live with three of their four children and one granddaughter, in Buena Vista, CO. Advising individuals and organizations about retirement plans and investments is a perfect fit with his lifelong interest in helping people realize their potential.

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Roger Levy, AIFA, Managing Director Cambridge Investment Fiduciary Management Inc.

www.cambridgefiduciaryservices.com

Roger L. Levy, LLM, AIFA® is CEO of Cambridge Fiduciary Services, LLC which provides services aimed at reducing fiduciary risk for institutional investment committees, investment advisors and asset managers, through consulting advice and assessments of their conformity with a fiduciary standard of care.

Formally educated in England, Mr. Levy practiced law in London after becoming a Solicitor in 1970. He was a partner in Taylor & Humbert, one of England's oldest law firms before immigrating to the United States in 1975 where he joined Saul Ewing Remick & Saul, in Philadelphia. Mr. Levy obtained a Master of Laws Degree from Temple Law School.

Subsequently, Mr. Levy established his own practice specializing in international business before joining the Law Offices of Robert M. Gottschalk, in New York City, a firm specializing in international business and trade. Following that, he served as Counsel to Kleinberg Kaplan Wolff & Cohen PC in New York City.

In the mid-80’s, Mr. Levy became a founding member of Cambridge Financial Services Inc., which provided investment advisory services to retirement plans, endowments and foundations and, until 2013, when Cambridge’s advisory business was sold, he served as its in-house legal adviser, while also advising clients on prudent investment practices.

Roger earned the Accredited Investment Fiduciary Analyst™ designation from the Center for Fiduciary Studies and is a Lead Analyst for the Centre for Fiduciary Excellence (CEFEX). Through this affiliation, Cambridge Fiduciary Services, LLC has performed fiduciary assessments for investment advisors, pension plans and fund administrators and has advised investment committees on fiduciary responsibility. Mr Levy speaks at investment conferences on fiduciary issues and publishes articles on fiduciary topics. He is the coauthor with Dr Peter Roland of Your 401K – The Danger Within, published by Amazon. In addition, Mr. Levy consults on behalf of law firms engaged in ERISA fiduciary breach litigation and provides expert testimony.

Mr. Levy lives in Scottsdale, Arizona. He was a Founding Trustee of the Facial Pain Research Foundation and a past Board Chairman of the Facial Pain Association (2000 – 2012).

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Saia Havili AIFA, Analyst, MyFiduciary Limited

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Scott Reed, CIMA, AIFA, CEO Hardy Reed Capital Advisors, LLC.

Scott Reed is the CEO of Hardy Reed Capital Advisors, LLC. Hardy Reed Capital Advisors is a firm dedicated to the development and implementation of a superior consulting process, free of the conflicts of interests common to the industry. He has been in the investment industry since 1985. Scott spent the first twenty one years of his career with Hilliard Lyons, spending the last five running their Mississippi operations. He began as a stock broker, but by the late 1980’s he and John C. Hardy, his business partner since 1987, began to develop a consulting practice. Over the next decade they developed their own proprietary process for money management. Opening Hardy Reed Registered Investment Advisory firm was the next step in an evolution that is designed to be client centered and completely objective.

Scott is a Certified Investment Management Consultant® and an Accredited Investment Fiduciary Analyst®. He is a graduate of the inaugural class of the Endowments and Foundations Certificate sponsored by the Investment Management Consultants Association® and held at the Wharton School of Business in 2006. He specializes in consulting with a select group of private clients, corporations, foundations and endowments on developing a customized and comprehensive investment process. He is a member of The National Council on Planned Giving, the Planned Giving Council of Northeast Mississippi, and the Investment Management Consultants Association. Scott has served on the advisory board for Investment Advisory Magazine’s Wealth Management Summit, the advisory board of the Mississippi Women’s Money Conference, and a 2003 graduate and class spokesperson to the board of the Securities Industry Institute.

In 1995, Scott began writing a financial column that is still in syndication today. He appears regularly as an analyst for local newspapers and television stations in North Mississippi. He also has been an instructor on financial issues at the University of Mississippi.

Scott is a graduate of Vanderbilt University. In 1992, he was chosen as a Rotary Ambassador to Australia and in 1997 he was honored as a “Top 40 Under 40” in the State of Mississippi by the Mississippi Business Journal. He is a life long resident of Tupelo, Mississippi, and an avid lover of sports. He and his wife, Annette, are active supporters of the community where Scott currently serves on the boards of the North Mississippi Medical Center, The United Methodist Foundation where he serves as vice-chairman of the investment committee, and The Yocona Area of the Boy Scouts of America where he serves as chairman of the budget committee. He is chairman of The Frank and Calla Bell Foundation as well as chairman of the BancorpSouth Arena Commission. He is a past president of the United Way of Northeast Mississippi and Big Brothers/Big Sisters of North Mississippi. Scott and Annette have two wonderfully active girls.

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Steve Niehoff, QKA, TGPC, QPFC, CHFC, Chief Operating Officer, Group Plan Systems
Steve Niehoff, Chief Operating Officer of Group Plan Systems, wears many hats at GPS, but none more important than facilitating positive experiences for clients and partners of the company.

In addition to GPS, Steve has served as the Chief Operating Officer of PRI since August 2016. Prior to joining PRI, Steve worked for a Fortune 100 insurance company in a variety of roles including Operations, Compliance, Business Development and Internal Audit. A passionate believer in financial literacy, Steve has served our industry for more than 20 years working in life insurance, annuities, health benefits and retirement plans.

Steve has a B.A. in English from the Ohio State University and an M.B.A. from Ashland University. Steve also holds many industry credentials including the Qualified 401(k) Administrator (QKA), Qualified Plan Financial Consultant (QPFC), Tax-Exempt and Governmental Plan Consultant (TGPC), and Chartered Financial Consultant (ChFC).

With their daughter Lanie starting her career, Steve and his wife Stephanie are empty nesters, enjoying newly found time in their schedules by bird watching, becoming better cooks and bakers, and sharing inane jokes only they enjoy. They recently moved to the country where they look to plant dozens of trees, tend to a large garden, and learn to can fruits and vegetables they grow.

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Steven Musmanno, MBA, AIF(R)

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Susan Hagerman, AIFA, Consultant Retirement Services

Susan has been in the retirement and financial services industry for nearly 30 years. She is a senior leader specializing in the knowledge and complexity of retirement plans, including 401(k), 403(b), 457(b), non-qualified and profit-sharing plan designs. Susan has consulted in both a bank/trust environment as well as financial advisory 3(21) and 3(38) service models. As Vice-President of Institutional Trust with a super-regional bank, she thoroughly understands the need for precision in providing fiduciary and trust administrative services to retirement plans, public and Taft-Hartley plans, managed accounts, separate accounts, and custodial relationships. Susan’s advisory experience includes being part of the original Midwest Team with a privately owned, national investment advisory firm specializing in investment oversight and consulting for retirement plans. As Vice President of retirement plan services for a regional third-party administrator/recordkeeper/advisory firm she was part of the team that brought “daily” in-house, including negotiating complex revenue sharing arrangements and writing the firms first Investment Policy Statement. Susan has been an Accredited Investment Fiduciary Analyst since 2018.

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Therese Anderson, AIFA®, CLU, CEBS®

After receiving her degree from The American University in Washington, DC, Terry began her financial services career specializing in the design, implementation and funding management of Defined Benefit pension plans. For over 25 years, she has devoted her practice to providing innovative solutions to qualified and non-qualified retirement plan needs. In addition to her extensive investment experience, Terry provides her clients cutting edge fiduciary and compliance information on legislative, case law and regulatory changes. Prior to joining Plan Sponsor Consultants, Terry developed her own retirement plan consulting practice in the Mid-Atlantic area. Previously, Terry was a Regional Sales Director for several national financial services organizations, assisting consultants and brokers in the design, implementation & service of employer pension plans.

Terry holds a B.S. Degree from American University and has received the coveted Certified Employee Benefits Specialist (CEBS®) from the Wharton School at Penn. In addition, Terry holds the Chartered Life Underwriter (CLU®) designation conferred by the American College in Bryn Mawr, which has long term relationship with Penn. Terry is one of the very few individuals, internationally, who are an Accredited Investment Fiduciary Analyst (AIFA®).

As an Accredited Investment Fiduciary Analyst (AIFA®) she is certified to conduct Fiduciary Assessments on Investment Stewards, Managers and Advisors and serves as one of only 75 Analysts, worldwide, for CEFEX, The Centre for Fiduciary Excellence. Through her affiliation with Plan Sponsor Consultants and LPL Retirement Partners, Terry offers her clients a unique employee benefit: financial wellness. Financial Wellness targets employee financial stress with analytical tools and customized education solutions. Recognized for her expertise, Terry sits on the Worksite Financial Solutions steering committee of LPL Retirement Partners.

Terry is married and lives in Brookeville, MD with her husband Quinn. When she is not working with clients, Terry donates her time with the Rotary Club of Olney, Maryland and participates in Foxhunting and Golf.

To learn more about Terry and Plan Sponsor Consultants please visit our website at www.plansponosorconsultants.com.

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Thomas J. Welsh Jr. AIF®, Senior CEFEX Analyst, Broadridge Retirement & Workplace

Tom Welsh is a Senior Fiduciary Analyst for CEFEX, part of Broadridge Retirement and Workplace. Tom has spent over 20 years in the financial services industry as a financial advisor, retirement-focused mutual fund wholesaler, and most recently as part of a team overseeing a charitable investment portfolio. As an advisor, Tom worked with his clients to develop investment strategies to meet their short and long-term objectives. In his last role he served on the Investment Oversight Team of a donor advised fund sponsor, reviewing and approving investment allocations while limiting fiduciary liability.
Tom earned his BA in Organizational Management from Malone University and is an Accredited Investment Fiduciary® designee. He currently serves on his church’s finance council and previously as member of the Malone University Alumni Executive Board. Tom lives in Brunswick Hills, Ohio with his wife and their son, and enjoys spending his free time with them.

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Vitaly Novok, Principal Lestna Retirement
Vitaly Novok is the founder of Lestna Retirement, a Chicago-based retirement plan consulting and financial planning firm. The mission of the company is to help retirement plan sponsors to minimize their fiduciary liability, ensure that they offer the best retirement plan possible, and improve retirement outcomes for plan participants. He’s been in the investment industry since in 2005 and started his career as an equity trader in a privately held broker-dealer firm in Moscow, Russia. Vitaly is an Accredited Investment Fiduciary Analyst® and a Chartered Retirement Plan Specialist®. He is also the author of "The Resolute 401(k) Participant," a book about the essentials of 401(k) plans and how to retire financially secure and worry-free.

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