Bonnie Treichel is the Chief Solutions Officer of Endeavor Retirement, a consulting firm dedicated to solving problems for plan sponsors, advisors, and service providers in the retirement plan industry. Her unique experience as an ERISA attorney and an advisor helps her bring governance solutions for the day-to-day issues that are an inevitable part of running a successful retirement plan.

As a thought leader on retirement plan governance issues, Bonnie has been quoted in publications such as The Wall Street Journal, InvestmentNews, 401(k) Specialist, Ignites, and NAPA Net Daily. She is an active member of the American Retirement Association and has served in various leadership roles as well as the American Bar Association’s Tax Division where she is on the Lifetime Income Committee. She was awarded the ABA’s On the Rise - Top 40 Young Lawyers Award in 2022. She is also a member of the Women in Pensions Network, Women in Financial Services, and a member of the State Bar of California.

When she isn’t working on retirement plan issues, Bonnie enjoys traveling, spending time with her golden retriever Sunny, running, riding her bike, and volunteering for Make a Wish.

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Mr. Vriesenga is the Chief Rating Officer for CEFEX. He is also a fiduciary risk consultant whose clients include: the Institutional Money Market Fund Associaton (IMMFA), where VriesPort developed best practice standards for European institutional money market funds; Scope Group, a Berlin-based rating agency developing an analytical model for assessing Life Settlement service providers; and HSBC Asset Management, developing a market analysis on the global money market industry.

Mr. Vriesenga has also held positions at Moody’s Investors Services in New York, London and Frankfurt where he was responsible for the development, oversight, assignment and monitoring of Moody’s European and Asian managed funds business. He managed 10 rating professionals located in London, Paris, Milan and Tokyo, and developed new analytical products for investment managers and their institutional clients. Actively involved in consulting both institutions and regulators on risks in the worldwide mutual fund industry.

Prior to that, as Sr. Vice President & Sr. Credit Officer, Global Fund Ratings, he was responsible for assigning and monitoring credit and market-risk ratings to mutual funds, unit trusts and investment trust companies in Dublin, France, Italy, Japan, Luxembourg, Spain, Switzerland and the UK. He developed Moody's mutual fund rating business in the U.S. and Europe.

Mr. Vriesenga has held various positions at Fidelity Investments, Coopers and Lybrand and Peat Marwick, Mitchell & Co. A CPA, David has taught various college level and professional development courses. He has given various speeches, worldwide on risk in mutual funds and asset management companies. He served on the advisory boards of the London School of Economics’ "Analyzing Finance" publication and the London-based Institutional Money Market Fund Association (IMMFA).

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Paul provides ERISA 3(16) fiduciary plan governance services to retirement plan sponsors and their committees assisting them with documenting their fiduciary oversight activities and processes. He also provides guidance in the selection and monitoring of plan service providers, including investment advisors, recordkeepers and TPAs, and evaluating reasonableness of related plan fees. Paul also provides guidance regarding plan design, compliance, and reporting issues.

Paul is a retired shareholder of Rea & Associates, Inc. CPAs where he served for more than 35 years. While at Rea, Paul led the retirement plan administration services group for over 25 years. Prior to that, Paul led the firm’s benefit plan assurance services group.

In addition to being an Ohio CPA, Paul holds the Accredited Investment Fiduciary Analyst (AIFA) designation. He earned his bachelor’s degree in accounting from the Fisher College of Business at The Ohio State University and his master's degree in taxation from The University of Akron.

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Pete Swisher, Managing Partner, is widely regarded as one of the top experts in the U.S. with respect to PEPs, MEPs, the ERISA Section 3(16) plan administrator role, and fiduciary duties in general. His balance of experience not only as a subject matter expert (SME) but also as a successful sales leader and brand builder makes possible a range of insights and capabilities that are difficult to imitate.

Pete is a founding member of the National Association of Plan Advisors (NAPA) and its Leadership Council. As the first Chair of NAPA’s government affairs committee, Pete testified for the ERISA Advisory Council and worked with the staffs of the DOL, IRS, SEC, and members of the U.S. Congress on fiduciary regulations, disclosures, open MEPs, the “bad apple” rule, conflicts of interest, and various legislative drafts.

He is the author of several dozen articles in peer-reviewed publications and hundreds of other articles, white papers, and national conference presentations. He wrote 401(k) Fiduciary Governance: An Advisor’s Guide (3rd Edition, 2011), an early textbook for investment advisors pursuing the QPFC and CPFA credentials of the American Retirement Association.

In addition to being a Managing Partner at GPS, Pete is the founder and President of the consulting firm Waypoint Fiduciary, LLC, a specialist in group retirement plans. As an Echols Scholar at the University of Virginia Pete graduated with a degree in Linguistics and never lost his love of language. He did coursework in seven languages, remains literate at an intermediate level in French and Spanish, and plays a mean game of Scrabble. He served in the first Gulf War as the Executive Officer of a U.S. Marine infantry company and left the Marines as a Captain. He lives with his wife, Shannon, in the horse country of Central Kentucky and spends as much time as possible with his three grown children.

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Richard Carpenter passed away on August 12, 2023.

Richard was the founder of the Technical Answer Group, Inc (TAGdata.com), now owned by Wolters Kluwer Law and Business. In the 10 years he operated TAG, he developed over 2,000 customer relationships with accounting firms, law firms, insurance companies, mutual fund companies and more than 1,500 third party administration (TPA) firms.

Prior to founding TAGdata.com, Richard was formerly the Senior Manager in charge of the Florida employee benefits consulting practice for Deloitte & Touche.

He had an MBA with an emphasis in Finance from the University of South Florida. He earned the Certified Employee Benefits Specialist (CEBS) from the International Society of Certified Employee Benefit Specialists (ISCEBS) and Certified Pension Consultant (CPC) from the American Society of Pension Professionals and Actuaries (ASPPA).

Richard was an instructor for the CEBS program and is a frequent national speaker on the design and administration of 401(k), 403(b) and other qualified deferred compensation arrangements. He has also spoken on pending legislation affecting the qualified retirement plan industry as well as preparing small to medium size businesses for acquisition.

Richard entered the pension business in 1978. Richard drafted a white paper describing the opportunities available with the pending legislation of section 401(k) of the Internal Revenue Code. When section 401(k) was added as part of the Revenue Act of 1978, the firm was in a strategic position to be one of the first in the 401(k) marketplace. He installed his first 401(k) plan in November of 1981, two weeks after the issuance of the first proposed 401(k) regulations. His clients have included Price Waterhouse, Office Depot and Alamo Rent A Car.

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Barry M. Corkern, AIFA, President, Barry M. Corkern & Co., Inc.

The College for Financial Planning – Mr. Corkern received his CFP® designation in 1983. A Certified Financial Planner (CFP®) is a member of a distinguished profession dedicated to serving the financial needs of individuals and businesses. The designation of CFP® is obtained by passing six examinations in various disciplines of financial planning. These disciplines include investment, tax, estate, risk management, and retirement planning.

The University of Pittsburgh Joseph M. Katz Graduate School of Business – Mr. Corkern received his ACCREDITED INVESTMENT FIDUCIARY AUDITOR™ (AIFA®) designation in 2003 from the Center for Fiduciary Studies, a nationally recognized training organization for fiduciaries. AIFA® designees have completed a classroom or custom training program; have passed a comprehensive exam on investment fiduciary practices as defined by the Foundation for Fiduciary Studies; and are certified to conduct investment fiduciary audits and reviews. Mr. Corkern is the first and sole AIFA® in the state of Arkansas. The Center for Fiduciary Studies is a first full-time training and research facility for fiduciaries for fiduciary standards of care and investment best practices designed for trustees and investment professionals.

The American College, Solomon Heubner School - Mr. Corkern received is Chartered Life Underwriter designation in 1983. The designation of CLU is obtained by passing ten examinations relating to investment, tax, estate planning, insurance and investments.

The University of Pennsylvania, The Wharton School – Private Wealth Management Professional Track – Mr. Corkern received 23 credit hours for attending a special course previously only offered to private investors but in 2005 was opened up to professionals with a virtually identical program. Mr. Corkern was one of 23 students allowed to attend this course. Candidates are selected on their ability to benefit from and contribute to the program. The course allows participants to increase their depth of knowledge in key areas of wealth management while having the unusual opportunity to meet and work with others who serve families with substantial assets and come from different disciplines such as law, accounting or investments. The case study for the program is directly related to private wealth management and requires a multi-disciplinary approach.

Mr. Corkern is the founding president of the Arkansas Chapter of the Financial Planning Association (FPA) and past chair of that organization. The Financial Planning Association presented Mr. Corkern The Lifetime Achievement Award for 2004 For two years, he hosted a radio program on financial planning for KARN, Little Rock, Arkansas. In the November 1987 issue of Money Magazine, Mr. Corkern was designated as one of the best 200 financial planners in the United States. In the August 2002 edition of Bloomberg Wealth Manager magazine, the Firm was rated 54th in a list of the 150 top wealth managers in the United States. Bloomberg Wealth Manager magazine has rated Mr. Corkern’s practice in the top 250 for the past five years.

Mr. Corkern’s comments and opinions have been quoted in Medical Economics, the Arkansas Democrat-Gazette, USA Today, Physicians Financial News, Investment Advisor Magazine, Good Morning Arkansas, Active Years, Boston Globe Online, Bloomberg Wealth Manager, and Journal of Retirement Planning. Mr. Corkern is now a recurring public figure delivering financial information via television appearances with KKYK and KHTV in Little Rock, Arkansas. Mr. Corkern is a co-author of Widowed - Beginning Again Personally and Financially published in 1999. Profits from the sale of this book are donated to nonprofit organizations that assist widows.

Although Mr. Corkern is not currently securities licensed, he has held the NASD General Securities representative and principal, variable annuity/variable life, mutual funds and direct participation licenses.

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Brad Greenbaum, AIFA, Vice President, Altigro Pension Services
Brad A. Greenbaum is Vice President of Altigro Pension Services, Inc., located at 3 US Highway 46 West, Fairfield NJ. He has been specializing for over 38 years in employee and management benefits including life insurance, health benefits, deferred compensation and other executive benefits. He is active with the affiliated Altigro companies.

Education has been a big part of Brad’s career. He is a graduate of The American University, Washington DC and has been conferred from The American College the designations of Chartered Financial Consultant, Chartered Life Underwriter, and Registered Health Underwriter. Brad has earned the Accredited Investment Fiduciary Analyst (AIFA) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh and certifies Brad to conduct investment fiduciary assessments.

He has also been very active in industry as a guest speaker for various civic groups and employee and management benefit seminars. He has past experience as the Chair of the New Jersey Association of Health Underwriters Health Insurance Political Action Committee, President of the New Jersey Association of Health Underwriters and Past Co-President of his town’s Citizens Association.

Brad is registered with the Financial Industry Regulatory Authority (FINRA). He has passed the following examinations: • General Securities Principal Exam (Series 24) • Municipal Securities Principal Exam (Series 53) • Investment Company Product/Variable Contracts Representative Exam (Series 6) • General Securities Representative Exam (Series 7) • Uniform Securities Agent State Law Exam (Series 63) • Uniform Investment Advisor Law Exam (Series 65)

Passing of qualified exam, together with a current FINRA registration, enables a broker to engage in specific activities. To learn more about FINRA exams and registration requirements, may I suggest you check brokercheck.finra.org. Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

He is married with two children and resides in West Caldwell NJ.

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David R. Boone, President of Atlanta Wealth Management, Inc.
www.atlantawealth.com

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Edwin C. Messerly, Managing Director, Fiduciary Guidance

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Gary Pinkerton, Senior Vice President, Pinkerton Retirement Specialists, LLC
Gary Pinkerton is the Senior Vice President, Wealth Advisor, and Director of Institutional Investments for PRS. Gary owned a successful wealth management firm in Cleveland, Ohio since 2001, and merged his firm with PRS in 2014. He previously worked with various High Tech companies in the development of new products. Gary earned a Bachelor of Science in Engineering from Harvey Mudd College, a BS in Economics from Claremont McKenna College, and an MBA from Colorado State University. He is a Certified Financial Planner™ (CFP®), and an Accredited Investment Fiduciary Analyst® (AIFA®). Gary is married to Paula, and has three children (Alexandra, Connor and Lauren). He and Paula enjoy traveling to interesting and unique places by sailboat if possible. He enjoys regularly spending time with his extended family and is an avid reader of books on business, investing, and a wide variety of other topics. To keep life varied and interesting, Gary is a marathon runner, Classical Violist, a Rotarian, an avid wood worker, and a black belt in karate.

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H. Earle Garvin, E.A., M.A.A.A., M.S.P.A, AIFA, QPFC, President, Pension Financial Services

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Keith Alden Loveland, JD, AIFA, CIDA

EDUCATION
BA, Philosophy & Pre-Law, University of Minnesota, Duluth
Juris Doctor, William Mitchell College of Law

SELECTED INDUSTRY SERVICE & MISCELLANEOUS
• Certificate in Securities Regulation, Harvard University Law School, Program of Instruction for Lawyers, 1983.
• New York Stock Exchange Series 7 Item Writing Committee, 1983 to 2001.
• Member, Financial Planning Association, 1983 to present.
• Subject Matter Expert, Series 65/66 revisions, North American Securities Administrators’ Association (NASAA) 1990 to present.
• Securities Arbitrator for NYSE, NASD, CBOE, NFA and AAA, 1990 to present.
• Member, SIFMA Compliance and Legal Division.
• American Bar Association, Business Law Section, Committee on Federal Regulation of Securities, and Committee on State Regulation of Securities.
• Adjunct Professor, William Mitchell College of Law, 1978 – 1987.
• Member, Financial Services Auditor Group, The Institute of Internal Auditors.
• Member, Investment Management Council, Center for Fiduciary Studies.
• Member, National Society of Compliance Professionals, 1987 to present.
• Accredited Investment Fiduciary Analyst ®, Katz Graduate School, University of Pittsburgh, 2001, Valedictorian.
• Certified Investments and Derivatives Auditor ®, Investment Training and Consulting Institute, 2003.
• Board of Directors, Financial Planning Association, 2011 - 2013
• Clean CRD U-4.

SELECTED SECURITIES INDUSTRY EXPERIENCE
Keith Loveland Consulting; 1978 to present
• Compliance, fiduciary and regulatory audits and consulting for Investment Advisers and Broker-Dealers.
• Firm element surveys and educational seminars, including CFP® Ethics Continuing Education.
• Consulting as to Investment Adviser formation and related issues.
• Preparation of Written Supervisory Procedures, Compliance Manuals & Codes of Ethics for broker-dealers and investment advisers.
• Litigation and arbitration consulting & expert witness services.
• Enforcement defense.

• Chief Operating Officer / Chief Compliance Officer; Larson Allen Private Financial Advisors, 2000 – 2001; an SEC Registered Investment Adviser

• Executive Vice-President & Chief Compliance Officer; Washington Square Securities, Inc., 1999 – 2000; a Registered Investment Adviser & Broker-Dealer.

• Chief Compliance Officer – Chief Legal Officer; Offerman & Company / Marquette Investment Services, 1992 – 1994 and 1997 – 1999; a Registered Investment Adviser & Broker-Dealer.

• Chairman of the Investment Committee; IRI Asset Management; 1987 – 1989; a Mutual Fund Sponsor & Registered Investment Adviser.

• Chairman of the Board; Capital Management Associates, 1982 – 1987; a Registered Investment Adviser & Broker-Dealer.


LICENSES
Mr. Loveland has taken and passed the following securities industry licensing examinations:
Series 3, 4-12-84, Commodity Futures Representative
Series 4, 10-27-83, Registered Options Principal
Series 5, 1-19-84, Debt Securities Registered Options Principal
Series 7, 10-15-83, General Securities Representative
Series 8, 1-18-84, General Securities Sales Supervisor
Series 15, 1-20-84, Foreign Currency Registered Options Principal
Series 24, 10-20-83, General Securities Principal
Series 27, 11-19-83, Financial and Operations Principal
Series 53, 11-9-84, Municipal Securities Sales Supervisor
Series 63, 10-19-83, Uniform Securities Agent State Law Examination
Series 65, 4-2-92, Uniform Investment Advisor Law Examination
Series 66, 4-22-97, Uniform Combined State Law Examination

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Ken Parkinson, Director Retirement Services, Hardy Reed Capital Advisors

Ken Parkinson is Director of Retirement Plan Services for Hardy Reed Capital Advisors, LLC. A native of Georgia, Ken is a graduate of Berry College in Rome, Georgia, with a double major in economics and psychology. Ken is an Investment Advisory Representative (IAR) and holds the Professional Plan Consultant™ (PPC™), and Accredited Investment Fiduciary Analyst® (AIFA®) designations.

Prior to joining Hardy Reed Capital Advisors, LLC, Ken was a 14 year veteran with one of the countries largest retirement planning firms. Specializing in group plan design, employee education and holistic financial planning, Ken has served corporations, healthcare, governmental, and university employers in Tennessee, Mississippi, and Georgia.

The Retirement Plan Services Division completes retirement plan assessments for organizational conformity with the Global Standards of Fiduciary Excellence as established by the Center for Fiduciary Studies. This assessment can help Plan Fiduciaries enhance their compliance with the Department of Labor, ERISA, and Pension Protection Act of 2006 rules of fiduciary conduct. Additionally, we can help manage plan operation and due diligence processes on an ongoing basis or on a special project basis.

Ken serves on the board of Lafayette-Oxford Foundation for Tomorrow (LOFT), a community affiliate of the CREATE Foundation, and Oxford Endowment for Public Education. Ken is also outgoing Stewardship Chair and Finance committee member of Oxford-University United Methodist Church. A clean water advocate, Ken is a trained volunteer for Living Waters for the World whose Oxford team recently installed a community water purification system in Yucatan region of Mexico.

Ken and his wife, Laura, a native of Fulton, reside in Oxford with their daughter and son. He enjoys reading, building projects, tennis and time in the outdoors.

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Larry E. Crocker, AIFA, CRPS, AAMS, PRP, PPC

Larry E. Crocker is the CEO of Fiduciary Consulting Group, Inc., an independent fiduciary governance, compliance and prudent practice consulting firm. The firm is located in Murfreesboro, Tennessee and serves advisors, retirement plan sponsors, fiduciaries and institutional clients all across the eastern half of the United States.

Mr. Crocker holds the Accredited Investment Fiduciary Analyst™ designation from the Center for Fiduciary Studies at the University of Pittsburgh, Katz Graduate School of Business. He also holds the Chartered Retirement Plans Specialist™ and the Accredited Asset Management Specialist™ designations from the College for Financial Planning; the PLANSPONSOR Retirement Professional™ designation from the PLANSPONSOR Institute, the education arm of PLANSPONSOR, the nation’s leading resource for pension and benefits related news and information; and the Professional Plan Consultant™ designation accredited by Robert Morris University in Pittsburgh.

Mr. Crocker has over 20 years experience in the financial services industry. In the late 1990’s he began an in depth study of retirement plan governance and compliance. In 2004 he made the decision to transition from advisor to consultant and focus his efforts on the development and implementation of systems and methods that identify and solve procedural prudence problems in the management of retirement plans. Mr. Crocker and his team work with advisors, service providers, retirement plan sponsors, fiduciaries and institutional clients on a fee-for-service or retainer basis.

One of Mr. Crocker’s passions is the education of industry professionals that sell and service retirement plans as well as the individuals with the responsibility for management of those plans. He has hosted multiple workshops and training sessions and spoken at multiple venues on the topics of retirement plan governance, compliance, the changing regulatory environment, fiduciary roles and responsibilities, prudent practices, and the new 403(b) regulations.

Mr. Crocker is one of a small number of professionals that will accept an appointment as an Independent Fiduciary under ERISA to professionally and prudently manage a retirement plan.

Mr. Crocker is a member of the American Society for Pension Professionals and Actuaries (ASPPA).

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Mark D. Mensack, AIFA, Chief Ethics Officer
www.PrudentChampion.com

Mark Mensack is the Chief Ethics Officer of Prudent Champion, Inc., an independent fiduciary consulting practice. Mark began his professional financial services career in 1995 and spent twenty years working for Wall Street firms as a Financial Consultant and Investment Adviser Representative. Prior to 1995, he was a Commissioned Officer in the US Army where he served in the United States and South Korea. While he spent most of his time as a helicopter pilot, his final assignment was an instructor of Philosophy and Ethics at the United States Military Academy in West Point, New York.

Mark has earned a bachelor’s from the University of Scranton and a master’s from the University of Pennsylvania, both in Philosophy. His fiduciary designations include Accredited Investment Fiduciary Analyst (AIFA®) through the Center for Fiduciary Studies; Global Financial Steward (GFS®) through the Leadership Center for Investment Stewards; and the Certificate in Fiduciary Governance through the Walker Center of Global Entrepreneurship.

In his consulting practice Mark provides fiduciary education and assessments that enable retirement plan sponsors, as well as the trustees of foundations, endowments and non-profit organizations to ensure that they are compliant with fiduciary best practices. He wrote and conducts the Prudent Request for Proposal which is based on the Global Fiduciary Standard of Excellence and focuses on identifying advisory firms that unequivocally accept fiduciary delegation. As an analyst for the Center for Fiduciary Excellence (CEFEX), Mark is able to work with retirement plan sponsors, endowments, foundations and public charities to achieve the CEFEX fiduciary certification. Certification is independent, written assurance that an organization adheres to fiduciary best practices as outlined in the Global Fiduciary Standard of Excellence.

Described as an “outspoken fiduciary advocate” and “gadfly author,” Mark has written the 401k Ethicist column in the Journal of Compensation & Benefits; two which have been required reading at the Wharton Business School at the University of Pennsylvania. He has also contributed to the Paladin Registry & InvestorWatchdog.com where his work has been picked-up by Huffington Post, and he is co-author of the Fiduciary Handbook for Understanding and Selecting Target Date Funds.
609-792-4974
Mark@PrudentChampion.com
www.PrudentChampion.com

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Mark McCoy, Founder & President, Retirement Fund Management

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Martin A. Smith, RPS, AIFA, President Wealthcare Financial Group, Inc.
e-mail: msmith@wcfingroup.com
www.wcfingroup.com

Martin earned his Bachelor Degree in Communications from Howard University in 1992. He began his career in the financial services industry in 1993, as a Registered Representative of PFS Investments, Inc. In 1999, Martin joined A.G. Edwards & Sons as a Financial Consultant and was later promoted to the position of Assistant Branch Manager.

Wealthcare Financial Group as a Registered Investment Advisor to serve the investment advisory and wealth services needs of non-profit and Faith-based organizations, individuals and families, businesses and foundations. Martin is committed to providing each client with values-based advice and custom-tailored service. Thus, the need for prudent advice and high quality service is also the basis for his business philosophy; "How much better it is to get wisdom than gold! And to get understanding is to be chosen rather than silver!" Proverbs 16:16

Martin and his family attend Cornerstone Church, a non-denominational Christian fellowship in Bowie, Maryland. He is a graduate student at Regent University's School of Divinity, currently working toward the completion of a Masters in Divinity, (M.Div) with a concentration Practical Theology and Biblical Studies. He has successfully completed the Accredited Investment Fiduciary (AIF®) and Accredited Fiduciary Analyst (AIFA®) designations, as administered by the Fiduciary360 (www.fi360.com). In addition, Martin has earned the Retirement Plan Specialist (RPS®) certificate from the Executive Education Department of The Wharton School of the University of Pennsylvania.

In his spare time, he takes pleasure in sharing his thoughts on matters pertaining to the economy and the markets, as well as giving sound Biblical advice to serve as an encouragement for the readers of his online publication, The Faith and Finance Journal. Martin is a self-taught musician, and enjoys playing the 6-String Bass Guitar, including a 4-String Piccolo Bass. With much patience he is currently learning how to play the Soprano Saxophone.

As an alumni member of Howard University's championship Tae Kwon Do team, he won 2nd Place in 1992 and 3rd Place in 1993, while competing in the Maryland State Open Tae Kwon Do Tournament. As a Martial Artists, he also enjoys the sport of Boxing. Martin resides in Bowie, Maryland with his wife, Walida. Together, they have seven children.

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Roger Levy, AIFA, Managing Director Cambridge Investment Fiduciary Management Inc.

www.cambridgefiduciaryservices.com

Roger L. Levy, LLM, AIFA® is CEO of Cambridge Fiduciary Services, LLC which provides services aimed at reducing fiduciary risk for institutional investment committees, investment advisors and asset managers, through consulting advice and assessments of their conformity with a fiduciary standard of care.

Formally educated in England, Mr. Levy practiced law in London after becoming a Solicitor in 1970. He was a partner in Taylor & Humbert, one of England's oldest law firms before immigrating to the United States in 1975 where he joined Saul Ewing Remick & Saul, in Philadelphia. Mr. Levy obtained a Master of Laws Degree from Temple Law School.

Subsequently, Mr. Levy established his own practice specializing in international business before joining the Law Offices of Robert M. Gottschalk, in New York City, a firm specializing in international business and trade. Following that, he served as Counsel to Kleinberg Kaplan Wolff & Cohen PC in New York City.

In the mid-80’s, Mr. Levy became a founding member of Cambridge Financial Services Inc., which provided investment advisory services to retirement plans, endowments and foundations and, until 2013, when Cambridge’s advisory business was sold, he served as its in-house legal adviser, while also advising clients on prudent investment practices.

Roger earned the Accredited Investment Fiduciary Analyst™ designation from the Center for Fiduciary Studies and is a Lead Analyst for the Centre for Fiduciary Excellence (CEFEX). Through this affiliation, Cambridge Fiduciary Services, LLC has performed fiduciary assessments for investment advisors, pension plans and fund administrators and has advised investment committees on fiduciary responsibility. Mr Levy speaks at investment conferences on fiduciary issues and publishes articles on fiduciary topics. He is the coauthor with Dr Peter Roland of Your 401K – The Danger Within, published by Amazon. In addition, Mr. Levy consults on behalf of law firms engaged in ERISA fiduciary breach litigation and provides expert testimony.

Mr. Levy lives in Scottsdale, Arizona. He was a Founding Trustee of the Facial Pain Research Foundation and a past Board Chairman of the Facial Pain Association (2000 – 2012).

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Saia Havili AIFA, Analyst, MyFiduciary Limited

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Scott Reed, CIMA, AIFA, CEO Hardy Reed Capital Advisors, LLC.

Scott Reed is the CEO of Hardy Reed Capital Advisors, LLC. Hardy Reed Capital Advisors is a firm dedicated to the development and implementation of a superior consulting process, free of the conflicts of interests common to the industry. He has been in the investment industry since 1985. Scott spent the first twenty one years of his career with Hilliard Lyons, spending the last five running their Mississippi operations. He began as a stock broker, but by the late 1980’s he and John C. Hardy, his business partner since 1987, began to develop a consulting practice. Over the next decade they developed their own proprietary process for money management. Opening Hardy Reed Registered Investment Advisory firm was the next step in an evolution that is designed to be client centered and completely objective.

Scott is a Certified Investment Management Consultant® and an Accredited Investment Fiduciary Analyst®. He is a graduate of the inaugural class of the Endowments and Foundations Certificate sponsored by the Investment Management Consultants Association® and held at the Wharton School of Business in 2006. He specializes in consulting with a select group of private clients, corporations, foundations and endowments on developing a customized and comprehensive investment process. He is a member of The National Council on Planned Giving, the Planned Giving Council of Northeast Mississippi, and the Investment Management Consultants Association. Scott has served on the advisory board for Investment Advisory Magazine’s Wealth Management Summit, the advisory board of the Mississippi Women’s Money Conference, and a 2003 graduate and class spokesperson to the board of the Securities Industry Institute.

In 1995, Scott began writing a financial column that is still in syndication today. He appears regularly as an analyst for local newspapers and television stations in North Mississippi. He also has been an instructor on financial issues at the University of Mississippi.

Scott is a graduate of Vanderbilt University. In 1992, he was chosen as a Rotary Ambassador to Australia and in 1997 he was honored as a “Top 40 Under 40” in the State of Mississippi by the Mississippi Business Journal. He is a life long resident of Tupelo, Mississippi, and an avid lover of sports. He and his wife, Annette, are active supporters of the community where Scott currently serves on the boards of the North Mississippi Medical Center, The United Methodist Foundation where he serves as vice-chairman of the investment committee, and The Yocona Area of the Boy Scouts of America where he serves as chairman of the budget committee. He is chairman of The Frank and Calla Bell Foundation as well as chairman of the BancorpSouth Arena Commission. He is a past president of the United Way of Northeast Mississippi and Big Brothers/Big Sisters of North Mississippi. Scott and Annette have two wonderfully active girls.

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Stephen Adekeye, CFA, CFP®, EA, ChSNC, AIFA®

Stephen Adekeye is the founder of Theelis LLC, an independent consulting firm that provides education, consulting and fiduciary assessments to help institutional, corporate, and investment advisor stewards mitigate fiduciary risk.

As an analyst for the Centre for Fiduciary Excellence (CEFEX), Stephen works with investment stewards to achieve CEFEX fiduciary certification, an independent verification that an organization adheres to fiduciary best-practices as defined by the Global Fiduciary Standard of Excellence.

He holds multiple fiduciary and financial designations, including Accredited Investment Fiduciary Analyst (AIFA®), Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Special Needs Consultant (ChSNC®), and Enrolled Agent (EA).

Stephen earned an MSc in Global Finance from NYU Stern School of Business & Hong Kong University of Science & Technology, and an MBA from Lagos Business School, equipping him with a global perspective on fiduciary governance.

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Steve Niehoff, QKA, TGPC, QPFC, CHFC, Chief Operating Officer, Group Plan Systems
Steve Niehoff, Chief Operating Officer of Group Plan Systems, wears many hats at GPS, but none more important than facilitating positive experiences for clients and partners of the company.

In addition to GPS, Steve has served as the Chief Operating Officer of PRI since August 2016. Prior to joining PRI, Steve worked for a Fortune 100 insurance company in a variety of roles including Operations, Compliance, Business Development and Internal Audit. A passionate believer in financial literacy, Steve has served our industry for more than 20 years working in life insurance, annuities, health benefits and retirement plans.

Steve has a B.A. in English from the Ohio State University and an M.B.A. from Ashland University. Steve also holds many industry credentials including the Qualified 401(k) Administrator (QKA), Qualified Plan Financial Consultant (QPFC), Tax-Exempt and Governmental Plan Consultant (TGPC), and Chartered Financial Consultant (ChFC).

With their daughter Lanie starting her career, Steve and his wife Stephanie are empty nesters, enjoying newly found time in their schedules by bird watching, becoming better cooks and bakers, and sharing inane jokes only they enjoy. They recently moved to the country where they look to plant dozens of trees, tend to a large garden, and learn to can fruits and vegetables they grow.

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Thomas J. Welsh Jr. AIFA®, QKA®, Senior CEFEX Analyst, Broadridge Retirement & Workplace

Tom Welsh is a Senior Fiduciary Analyst for CEFEX, part of Broadridge Retirement and Workplace. Tom has spent over 20 years in the financial services industry as a financial advisor, retirement-focused mutual fund wholesaler, and most recently as part of a team overseeing a charitable investment portfolio. As an advisor, Tom worked with his clients to develop investment strategies to meet their short and long-term objectives. In his last role he served on the Investment Oversight Team of a donor advised fund sponsor, reviewing and approving investment allocations while limiting fiduciary liability.
Tom earned his BA in Organizational Management from Malone University and is an Accredited Investment Fiduciary Analyst® and Qualified 401(k) Administrator® designee. He currently serves on his church’s finance council and previously as member of the Malone University Alumni Executive Board. Tom lives in Brunswick Hills, Ohio with his wife and their son, and enjoys spending his free time with them.

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Vitaly Novok, Principal Lestna Retirement
Vitaly Novok is the founder of Lestna Retirement, a Chicago-based retirement plan consulting and financial planning firm. The mission of the company is to help retirement plan sponsors to minimize their fiduciary liability, ensure that they offer the best retirement plan possible, and improve retirement outcomes for plan participants. He’s been in the investment industry since in 2005 and started his career as an equity trader in a privately held broker-dealer firm in Moscow, Russia. Vitaly is an Accredited Investment Fiduciary Analyst® and a Chartered Retirement Plan Specialist®. He is also the author of "The Resolute 401(k) Participant," a book about the essentials of 401(k) plans and how to retire financially secure and worry-free.

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